By taking advantage of the child dental benefits on offer by Medicare’s Child Dental Benefits Schedule you can take a proactive stance towards your kids’ oral health. Under the schedule, certain dental services are covered for eligible families and their kids between the ages of 2 and 17.
Taking care of kids dental from a young age is essential for healthy development. The CDBS makes this possible for an estimated 3 million children who claim its dental benefits.
In this article we will take a look at the major inclusions of the scheme and how they can work for your family.
What Kinds Of Kids Dental Services Are Covered by the CDBS?
The child dental benefits schedule makes it easier for parents to keep up with the rising costs of dentistry. Dental services that are covered include general examinations and x rays, professional cleaning and fissure sealing, as well as root canals and extractions. This makes it easier for parents to ensure their kids can have their twice-annual visits, dental cleaning and fillings tended to, to keep their teeth in good condition.
It is a good idea to find out if there are any exclusions to the benefits before you go ahead with dental treatment for your kids. Ask your dentist about a treatment plan and to explain all the costs before you go ahead.
Which Dental Services Are Excluded From The Schedule?
The CDBS does not cover orthodontics or cosmetic dentistry such as whitening. It also excludes any treatments that are administered in hospital.
It is also important to take note that if you already have private health insurance, you may not claim from the CDBS for the same treatment.
How Much Can You Claim From The Schedule?
Each eligible family can claim up to $1000 per child over 2 calendar years in succession. Your two-year window opens after your child has received his or her first dental service. If you do not use your threshold in the first year you can use it in the second year, if your child is still eligible.
How Do You Know If You Are Eligible?
The CDBS is available for children aged between 2 and 17 years, who are on Medicare and who also receive Special Benefit, Carer Payment, Family Tax Benefit Part A, Or Disability Support Pension. There must also be funds in your Medicare account.
Can You Consult A Private Dentist And Claim From The CDBS?
You can choose whether you visit a private dentist or public dental clinic. Children who receive benefits from the CDBS can visit a public dental clinic and their parents and guardians will not have to pay out-of-pocket fees. The public dental clinic will bulk bill and the eligible treatments will be covered. If you opt for a private dentist it is possible that you will need to pay for treatment and claim it back from the Schedule.
Want to find out more about the dental benefits your kids are eligible for? Contact Evergreen Dental today and make an appointment to see a member of our friendly team: (02) 8074 3849 today.